Do delivery drivers need insurance?

Commercial and business-use policies are designed to cover the risks associated with food delivery and other commercial uses. Working as an independent contractor — as a delivery driver — creates some unique circumstances that most insurance companies will not cover under a personal policy. Do you need special insurance as a delivery driver?

What is delivery driver insurance?

Delivery driver insurance is a type of car insurance that protects you while working as a food delivery driver. Technically, delivery driver insurance is a rideshare endorsement that you add to a standard car insurance policy. Most personal auto policies will not cover losses incurred while working.

Why do delivery drivers need commercial auto insurance?

Because of delivery driving’s unique risks, commercial auto coverage is becoming less of a supplementary option and more of a necessary requirement. Insureon is here to help you find and select the best fit policy for your unique commercial auto needs. Why delivery drivers and couriers need auto insurance